How Much Money Do You Deserve To Make on NPBusiness.ORG

How Much Money Do You Deserve To Make?

Who am I to ask? Good point!

But this is not about me…

This is about you asking yourself some tough questions, like:

  • How much money do I want to make?
  • How much money do I deserve to make?
  • How much money am I comfortable with?
  • And what amount of money would be too much for me?

While it sounds strange to suggest there is such a thing as too much money, there is!

You see, most of us have an internal compass, tucked away, guiding us from below the surface. It determines our level of comfort with money throughout our lives.

The Thermostat

In “Secrets of the Millionaire Mind: Mastering the Inner Game of Wealth,” T. Harv Eker refers to it as “the thermostat.” Your internal thermostat defines your money blueprint, your relationship with money.

And just like a thermostat will provide temperatures within a set range, your money thermostat will deliver financial results within a set range.

When your thermostat is set too low, chances are it’s challenging to attract the level of money in your life that you want. Additionally, you may have a hard time keeping it.

On the flip side, when your thermostat is set much higher, you may find it almost effortless to both attract and keep more than enough money in your life.

Lottery Winners

To show us proof and examples, Eker shines the light on lottery winners.

Research shows that regardless of how much they win, most lottery winners lose the majority of their winnings within a short amount of time.

It seems the newly found wealth creates too much friction and discomfort in their lives. That’s why, eventually, in some way or another, most give it all back. And without their winnings, they’re back to their original, comfortable financial state.

I like his metaphor…

After all, we know what a thermostat is and how to change it, right? All there’s to do is walk across the room, hit a button or two, and change the setting.

So if you’re not happy with your financial situation, perhaps it’s time to crank up your thermostat.

But here’s the problem…

If only it were that easy. Unfortunately, it’s far more challenging to change your money thermostat; however, you can do it.


Some Ideas

Here are a few suggestions to get you started…

  1. Discover your money story; we all have one.
    For some, their money story centers around lack and struggle, while for others, the story is one of abundance and opportunity.
    Some believe that money is the root of all evil, while others view money as the solution to all problems.
    We form our money story in childhood and hang on to it into adulthood, no matter if it still makes sense or not.
    What’s your money story? You must first know what your beliefs around money are before you can make changes.
  1. Listen to the words you use around money.
    Do you tell yourself you can’t afford it, or do you ask yourself how you can afford it? Just asking this simple question alone can make all the difference.
    Do you think in terms of expense and cost, instead of making an investment?
    How you talk to yourself about money speaks volumes about your beliefs. When you’re mindful of the words you use, you will discover your money story.
  1. Start a journal.
    Write down your financial goals and how close you are to achieving them.
    Write out your money story. Explain your thoughts on why you think it is your story. Do you remember events or experiences that affected how you feel about money?
    If you have beliefs about money that are holding you back, write them down. Ask yourself how your beliefs would need to change to move you closer toward your goals.
    Do you feel guilty about money?
    Do you feel there never is enough?
    Do you feel undeserving?
    Or perhaps you’ve been told you wouldn’t amount to much?

The first step in making positive changes is becoming aware of what you repeatedly tell yourself.

Once you uncover your money story, you then can create a new one. One you want to live by in the future.

Join the conversation by leaving a comment or question below.


By Johanna Hofmann, MBA, LAc; regular contributor to the NPBusiness blog and author of “Smart Business Planning for Clinicians.

Comments 2

  1. Hmm… Well, money is an object used in exchange for a product or service that meets a need. The more needs I meet, the more money I earn. Somebody once said, “if you want more, be more”. Although there are limits to that, it’s basically true.

    It’s the LOVE of money that is evil, although plenty of people do evil things for money or in the name of making money. Money is the only thing the electric company accepts for my electric bill, and the only thing Sallie Mae will take for my school loans, so I need a certain amount of it in as short amount of time as possible so I can be less constrained by “needing” a certain amount every month.

    Here’s to a financially successful practice – meeting needs and paying my bills!

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