Insurance Question – New York State

by Barbara C. Phillips, NP on June 27, 2007

Here is another email question I received from an NP in New York State. I practiced only a short time in NY, so I really don’t know. If you have some information that may help her, please reply to the post below. Thanks, bcp

 ~~~~~~~~~~~

I am  an FNP in NY, trying to start my own practice, it seem so frustrating.
 
One question, where you able to get on Blue Cross.  They told me they no longer accept NP’s.  I was so upset.  They gave me no reason.. My boss I work for owns a family practice in long islane.  He got a Blue Cross number two years ago.  They told me they had a pilot program in the past, not anymore.
 
These insurance company are a nightmare.

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{ 5 comments… read them below or add one }

Carla Anderson June 29, 2007 at 8:11 pm

Hi NY NP! I am in Oregon, and still working on credentialing, but sounds like I can get on with Regence BCBSO (the Oregon Blue Cross). Have you checked the website http://www.caqh.org ? I think that software program is how many of the BCBS states credential providers. It also depends on how many providers in your area are already on with BC. Maybe they are saturated? The other way is through an IPA (Indep Physician Assoc). If you cannot get in through the front door, you can sometimes join the IPA, and if BC belongs get in that way.. I agree, the credentialing is a bear! It is the worst part of all of this for me! Best wishes, Carla

ritha bookert June 30, 2007 at 9:20 pm

Hello Ms. N.Y. and Carla: In order for me to get reimbursed for children who I see that have CHIP (Child Health Insuance Program) I have to be credentialed with Blue Cross Blue Shield of Mississippi. I did not know this and thought that CHIP children are with Medicaid. They are still on Medicaid but Medicaid outsourced the service to BCBS of Mississippi. The primary criteria was that my collaborative physicians had to be enrolled with BCBS.. I can submit my own claims under my name… I have seen 2 children on CHIP and they said there is no back billing and I will be denied a claim.

THe insurance for each state is different. Find out will the insurance company accept a nurse practitioner before you see the patient. You should find this out on the phone before the patient comes in… afte some people find out they may still want to see you and pay cash…

I have had a grandmother to tell me she will still bring her grandchild even if her son’s insurance does not recognize me because she is tired of taking her grandbabby to the local walk in clinic and she wants a more stable clinic for her grandchild… Hope this helps..

Nina R, MSN, RN, CNS, BC-FNP, APRN July 2, 2007 at 11:55 pm

Hi Everyone!
I too have had anything but wonderful dealings with the Blues! They are so prejudiced against NPs and that is because (at least in Louisiana – home of the “good ole boys”) their credentialing board consists of doctors who say they do not believe NPs have the education or training and experience that it takes to be PCPs for patients and so they deny NPs on their credentialing board and so they then deny us to be credentialed. Now that does not apply to all NPs – there are a few who have managed to pass through the cracks because they either knew someone or had connections while we poor smucks have to battle it out the best way we know how. They will pay us out of network which is 60/40 which is still outrageous because how many people can pay premiums and on top of that 40% or the bill? Not many I can assure you. We are appealing to the insurance commissioner to meet with him (this is an election year thank goodness) and let him know that we feel what they are doing is restraint of trade.
It’s always a hurdle and for every inch forward we are thrown back another 6 inches. Very frustrating so I can understand your delimina over the whole ordeal.
Good luck and we can NEVER give up the fight although it seems too difficulty to move on.
Thanks for listening,
Nina Ravey
new website in addition to old one (www.shirleymedical.com) new is nravey.mydiabeteseducator.org
Stop by and visit every now and then and critique me if you like. Make it constructive please – i am so tired of the bashing i get all the time I don’t think I could stand it from you guys!
Nina again

Cecelia April 27, 2008 at 7:40 pm

Carla,
You mentioned joining the IPA. Are you saying they will accept NP’s as members?

Thanks,
Cecelia

Diane Harper September 11, 2008 at 6:43 pm

Hi, I was one of those “pilot NP’s.” In 2003 there were about 10 of us on Long Island that were credentialed. This allows us to bill for fee for service and BC programs that are not managed care. I have filled out the forms about 6 times to get on the BC CHP panel, HMO and Medicare HMO’s but they keep turing me down. It is very frustrating.

I consider myself lucky…that I can at least bill the fee for service as this accounts for about 10% of my private practice.

Diane

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